For many business owners, the hardest part of retirement isn’t deciding when to stop working. It’s working out how to step away from a business you’ve spent decades building and feeling confident that you’re ready for what comes next. After years of making decisions, leading a team, serving customers and being responsible for the future… Continue reading How to Retire from Your Own Business: A Guide for Australian Business Owners
James McFall, CFP®
Should You Add Your Child to Your SMSF?
During a recent advice meeting, a client asked: “Should we add our child to our SMSF?” It’s a great question and one that comes up more often than many people realise. Like many SMSF decisions, the answer wasn’t a simple yes or no. While adding a child to an SMSF can create opportunities around succession… Continue reading Should You Add Your Child to Your SMSF?
Key Financial Changes From 1 July 2026
Every new financial year brings possibility for changes to tax, superannuation and financial legislation. While many Australians hear about these updates through the media, understanding how they affect your own financial plan is another matter entirely. This year introduces several significant changes, particularly for those approaching retirement, business owners, high-income earners and property investors. At… Continue reading Key Financial Changes From 1 July 2026
Div 296 Tax Is Now Confirmed and Commencing from 1 July 2026 – Start Preparing Now!
After significant discussion and changes over the years, the Div 296 tax has now passed Parliament. The new rules will commence from 1 July 2026, with the first assessment applying to the 2026–27 financial year based on super balances and earnings to 30 June 2027. While the measure will only affect a small portion of… Continue reading Div 296 Tax Is Now Confirmed and Commencing from 1 July 2026 – Start Preparing Now!
How to Plan for Retirement in Your 50s: A Step-by-Step Guide
If you’re in your 50s or getting close, it’s easy to feel like you still have time to sort out your retirement. But when you really start thinking about how to plan for retirement, many Australians realise that assumption doesn’t quite hold up. Recent national research from ASIC shows that nearly 48% of Australians aged… Continue reading How to Plan for Retirement in Your 50s: A Step-by-Step Guide
How to Build an Investment Portfolio During Volatility?
With ongoing global conflicts, geopolitical tensions, inflation concerns, and fluctuating interest rates, many investors are feeling uneasy. Markets are reacting quickly to headlines, and short-term volatility has become the norm rather than the exception. But here’s an important perspective: Uncertainty is not new. It’s a part of investing. Throughout history there have been wars, recessions,… Continue reading How to Build an Investment Portfolio During Volatility?
Tax in Retirement Could Cost You $136k Over Time
A new report by the Super Members Council (SMC) has highlighted an important issue for Australians approaching or already in retirement. The research found that around 700,000 Australians over 65 who are not working full-time still have their super sitting in taxed accumulation accounts. As a result, they are paying an average of $650 more… Continue reading Tax in Retirement Could Cost You $136k Over Time
HNW Investment Questions for the New Year
If you are a high-net-worth individual, there’s a good chance you already have your money invested across a range of assets. By this stage, the challenge is rarely about having enough, it’s about whether your wealth is structured in a way that truly supports your lifestyle, goals, and evolving priorities. What we often see is… Continue reading HNW Investment Questions for the New Year
How Much Do I Need to Retire on $100,000 a Year?
Last updated on 06 March 2026 Determining how much you need to retire, is the starting point of a successful retirement, and the fact you already know how much income you want, means you are off to a great start. Here at Yield, we have helped 100’s of people to retire securely and our clients… Continue reading How Much Do I Need to Retire on $100,000 a Year?
Can I Use My Super to Buy an Investment Property?
Updated on 13 July 2026 This is a common question for property investors, and the simple answer is yes, you can use your super to buy an investment property, but only through a Self-Managed Super Fund (SMSF). For many investors, the idea of using super to invest in a property directly is appealing. Because it’s… Continue reading Can I Use My Super to Buy an Investment Property?
