In January, March, July and September of each year, the limits and cut off points in relation to the Age Pension Assets Test are evaluated. To avoid any confusion surrounding your eligibility for the pension payment you may be entitled to, it is integral for you to understand how the recent assets test changes may… Continue reading Assets Test Changes Implemented In 2021
Get in touch with us
Book a FREE consultation and receive your complimentary eBook
Get started with a free strategy consultation and receive a copy of the Good Fortune Guide – written by James McFall, Managing Director Yield FP and 2020 National Finalist Certified Financial Planner of the Year to help educate you on your Financial Plan.
Book a FREE consultation and receive your complimentary eBook
Get started with a free strategy consultation and receive a copy of the Good Fortune Guide – written by James McFall, Managing Director Yield FP and 2020 National Finalist Certified Financial Planner of the Year to help educate you on your Financial Plan.
Author: James McFall
Financial Planning Ideas for Doctors
Proper financial advice should be tailored to your situation, to give your goals and ambitions the best possible chance of success. This is especially true for doctors because of the highly unique and potentially risky aspects of the profession, such as liability considerations and the potential for high wages, requiring detailed tax planning. Our advisors… Continue reading Financial Planning Ideas for Doctors
How to Plan your Finances for Longer Lives
Financial planners who specialise in retirement planning must now consider how to plan your finances for longer lives, and ensure that your retirement income is set up to provide for you in the long-term. In the last half a century, the average life expectancy of both women and men in Australia has continued to rise… Continue reading How to Plan your Finances for Longer Lives
The 7 Best Retirement Income Strategies
Throughout your working career, retirement may have seemed a distant dream. However, it often approaches sooner than anticipated, which is why it’s imperative to have a clear strategy for how you intend to fund your retirement income needs. It’s likely that you have accumulated savings and superannuation over your working life and to make sure… Continue reading The 7 Best Retirement Income Strategies
When Should I Review My SMSF Investment Strategy?
A Self Managed Super Fund (SMSF) investment strategy is not only a requirement under super laws, but it is also an important framework to enhance your savings for retirement. The investment strategy for your Self Managed Super Fund is your plan for making, holding, and realising assets that are consistent with your aspirations and goals.… Continue reading When Should I Review My SMSF Investment Strategy?
Why an SMSF Could Be The Perfect Solution
Previously we outlined some of the most significant ‘cons’ of setting up a SMSF. While it is wise to be considerate of the reasons why a SMSF may not work for you, there are also several reasons why a SMSF could be a perfect solution. Below we outline some of the most significant benefits of… Continue reading Why an SMSF Could Be The Perfect Solution
5 Step Superannuation Check
Since you can’t access your superannuation until you retire – which may be a long way off for some – performing a superannuation check is something many people tend to forget. However, to ensure you have a comfortable retirement, investing in superannuation is essential. We know keeping track of your superannuation can seem an impossible… Continue reading 5 Step Superannuation Check
Your Retirement Checklist: Tips for Retirement Success
Retirement planning is not something to be left to the last minute ideally. There are numerous lifestyle and financial variables to consider prior to retiring and it is preferable to begin to organise yourself 15-20 years prior to your retirement, so you can prepare yourself for any unforeseen circumstances that may impact your nest egg. With… Continue reading Your Retirement Checklist: Tips for Retirement Success
How Much Tax Do You Pay When You Sell Shares In Australia
An important consideration of investing, and your finances more broadly, is being sure of how much tax you pay when you sell shares in Australia. We were recently asked to answer the question below and we go through some of the important factors when assessing how much tax you will need to pay when you sell some… Continue reading How Much Tax Do You Pay When You Sell Shares In Australia
Downsizer Contributions & Your Superannuation
If you’re aged 60 or over and are looking to enhance your savings for retirement, you may want to consider the downsizer contribution to super. If eligible, under the downsizer contribution rules, your contributions to super are free from some of the normal regulations. We’ve put together a guide explaining everything you need to know… Continue reading Downsizer Contributions & Your Superannuation
