Get in touch with us
Book a FREE consultation and receive your complimentary eBook
Get started with a free strategy consultation and receive a copy of the Good Fortune Guide – written by James McFall, Managing Director Yield FP and 2020 National Finalist Certified Financial Planner of the Year to help educate you on your Financial Plan.
Book a FREE consultation and receive your complimentary eBook
Get started with a free strategy consultation and receive a copy of the Good Fortune Guide – written by James McFall, Managing Director Yield FP and 2020 National Finalist Certified Financial Planner of the Year to help educate you on your Financial Plan.
Trusted Financial Advice for Aged Care
What Aged Care Financial Planning Can take care of
Aged care financial planning aims to make the transition as easy as possible for you and your loved ones. We take the financial hard-work out of your hands to analyse your circumstances and present to you what is possible from a financial perspective. Trusted by over 100 retirees, we have client relationships that have lasted 15+ years.
This is more than your cashflow for aged care support. We help with decisions around the family home, tax strategies to minimise costs, Centrelink and Aged Pension entitlements, plus estate and legacy planning for what you want to leave for your family.
Take time with the financial decisions for your retirement and Aged Care
When you or someone close to you are considering the transition into aged care, there are many decisions to be made. These can often be made in a rushed and emotional environment, and depending on your financial assets, big or small, can be very difficult for you to manage.
Being partnered with Yield means our retirement experts will listen to what is most important to you and your family. We will then present the most applicable financial planning strategies that seek to make you as comfortable as possible.
We’d Love to Help
4 Areas we assist For your Financial Plan
The key advice we can help most with for aged care financial planning are:
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1Financial and cashflow advice to determine what options you have for Aged Care
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2Review your eligibility to maximise Centrelink payments
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3Financial advice surrounding your options for selling or retaining the family home
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4Investment and super structures created to serve you and your loved ones
Why Choose Us
The most important parts of Aged Care Financial Planning
There are many calculations that need to be considered to determine how much you will need to pay for aged care. We work with you to consider all of the following:
- Basic daily fee of Aged Care
- Means-tested care fee
- Refundable accommodation deposit
- Daily accommodation payment and extras offered by Aged Care providers
- Income and assets test
- How to maximise Centrelink and DVA Pension entitlements
Often people are confused as to whether they should sell the Family home or keep it as an investment, pay the full Refundable Accommodation Deposit, or only part. The answer to each of these questions is entirely dependent on the individual circumstances, including amongst other things, health.
Give Us A CallAged Care Planning Strategies
Aged Care Financial Advice
Downsizer Contributions & Your Superannuation
Is Centrelink in Your Retirement Plan?
Delivering results for our clients is what drives us
We are proud of the positive client feedback we receive, which is evidenced by our Net Promoter Score (NPS®) 81+. An industry survey completed by Beddoes Institute ‘identified 50 or more reflected an objective benchmark of exceptional client service and performance’ for financial advisors.
Our Service DNA means:
- We are highly responsive and we are here for you
- We do what we say
- We always put your interests before our own
Our investments regularly outperform benchmarks; and our plans and strategies deliver realistic and measurable results, tailored to your risk profile. If these are qualities you are looking for in a financial planner, Yield Financial Planning is your obvious first choice.
Get In Touch
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Free Consultation
Get started with a free strategy consultation and receive a copy of the Good Fortune Guide – written by James McFall, Managing Director Yield FP and 2020 National Finalist Certified Financial Planner of the Year to help educate you on your Financial Plan.
