Get in touch with us

Book a FREE consultation
and receive your complimentary eBook

Get started with a free strategy consultation and receive a copy of the Good Fortune Guide – written by James McFall, Managing Director Yield FP and 2020 National Finalist Certified Financial Planner of the Year to help educate you on your Financial Plan.

Book a FREE consultation
and receive your complimentary eBook

Get started with a free strategy consultation and receive a copy of the Good Fortune Guide – written by James McFall, Managing Director Yield FP and 2020 National Finalist Certified Financial Planner of the Year to help educate you on your Financial Plan.

What is Financial Planning?

Financial Planning is establishing a personalised strategic wealth plan, to manage your finances and meet your life goals. It is about helping you feel financially secure, so you can focus on the things that matter most to you, like your friends & family, health and enjoyment.

A good financial plan will map out your current situation to determine what is working for you. Doing this will highlight where your money leaks are and provide a great foundation to identify strategies to improve your financial position.

Plan > Grow > Protect > Retire > Legacy

How can we help you today?

Your Financial Planning Services

Wealth Creation

  • Developing an investment portfolio
  • Manage risks for super investments
  • Structures to minimise tax
  • Personalized investment strategy including ethical

Retirement Planning

  • Investments for retirement
  • Financial advice for transition to retirement
  • Retirement income projections
  • Minimise tax and maximise Age Pension entitlement

Wealth Protection

  • Complete insurance cover and advice
  • Regularly updated to maximise benefits
  • Income protection insurance
  • Yearly life insurance reviews

Property Investment

  • Real estate planning
  • Investment property advice
  • Buying property with equity
  • Risk management with portfolio diversification

SMSF

  • Self managed super fund set up
  • SMSF checklist
  • Diversified investment strategy
  • SMSF pros and cons

Business Planning

  • Business owner advice
  • Investment advice
  • Succession Planning for Business owners
  • Business insurance

Aged Care Planning

  • Aged Care Planning
  • Manage risks for super investments
  • Structures to minimise tax
  • Personalized investment strategy including ethical

Mortgage Broking

  • Debt reduction strategy which aligns with your financial plan
  • Regular interest rate review
  • Tax effective debt structuring
  • Broad range of lender options
MOST-TRUSTED FINANCIAL PLANNING

Talk to our Financial Planners in Melbourne & find peace of mind today

Why is Financial Planning so important?

Most people must work for more than 50% of their life, to provide for the lifestyle they want and there are still no guarantees that it will be achieved. How long or hard you will ultimately have to work, comes down to your choices and there are steps you can take to make your success more predictable. Your personal success will come down to a few simple factors:

  1. How healthy you are and your ability to work
  2. How much you spend and save
  3. How well you structure your assets, tax position and debts
  4. How much you invest and in what

Investing with too much risk, may achieve some big wins, but is not sustainable and will almost certainly come with some big losses. Investing too conservatively, will provide a low risk outcome, but is likely to not be making your money work hard enough. A recent ASIC study showed that 82% agree that planning their financial future made them feel secure and it is your future security that goes to the heart of why financial planning is so important.

As Featured in

Yield Financial Advisor’s AND FINANCIAL PLANNING SERVICES

Make Your Money Work, So You Don’t Have Too

Leveraging over 70 years of experience, Yield’s Financial Planners will help you turn your goals into reality, by formulating a financial roadmap for achieving them.

Once in place, it is not a set and forget strategy. We will help you manage change and where possible take advantage of it, as it inevitably occurs.

As your financial planners we will work with your other trusted advisers and help unify all aspects of your financial world to take some of the stress and confusion out of these decisions.

Choosing Yield to secure your future guarantees honest and proactive advice that puts your interests first, combined with a streamlined client experience that you can depend on.

Testimonials

What Our Clients Say

Yield Financial Planning has provided us with professional expert sound advice. It is always a pleasure to deal James and his team who always have our best interests at heart and has set up a sound plan for retirement. James and his team have provided first rate advice and funds management. I have confidence in James’s competence and integrity.

I would like to congratulate Yield Financial Planning, for their high quality of care, expertise and knowledge they have provided in ensuring my future growth is heading in the right direction. These qualities have reflected both in results and the ongoing follow up as an existing client, which I find reassuring.

Have been with Yield for a few years as my financial planners, and was very pleased when they announced their Mortgage Brokering Services – their Broker had great communication, and at no time was I unsure of where we were in the process. Being my Financial Planner, I was much more comfortable knowing they had my interests at the forefront of all negotiations – rather than getting a mortgage broker off the street who is probably aligned with a bank. From a more financial perspective, Yield saved us over $5000 per year through reduced interest payments alone – I highly recommend looking into Yield Financial
Planning.

We have entrusted our wealth creation and future security with Yield Financial Planning for a number of years now. They truly are professionals who have stayed ahead of the game by making strategic decisions at the right time and have always given sound advice. Security for our future is in great hands. Thanks Yield Financial Planning!!!

Yield Financial Planning have been excellent in their advice and investment strategies being a pleasure to work with over many years. Their strategies and constant portfolio reviews making changes when needed have guided us right through from our working days, the GFC and now retirement. We hold Yield as being an invaluable necessity.

I’ve been with Yield for more than 10 years and I’ve found the advice invaluable in helping to navigate life’s twists and turns. Highly recommended 5 Stars!

Just the excellent service we receive and doesn’t matter how many questions we have; the staff are happy to oblige. They follow things through and let us think about important and critical matters methodically with a helping hand along the way. So  overall the Journey is pleasant, professional and comprehensive yet it is explained to you what could help you or your needs.

Renae Chapman & Tim Walsh
Angela Henwood
Wade Lamberth & Narges Bayat
Penny O’Grady & Trevor Shevchenko
Kevin & Anne Kennelly
Tim Prosser
Ken & Frances Moore
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Free Consultation

Free Consultation

Get started with your free strategy consultation and receive a copy of the MOST IN DEMAND Good Fortune Guide – written by Certified Financial Planner of the year 2020 national finalist, to help educate you on your financial plan.