There is still a meaningful gap between many lenders’ advertised rates and the sharper discounted rates available to borrowers who negotiate or refinance.
For information purposes, we table the following summary of variable interest rates and fixed interest rates currently available for home loans and investment loans respectively.
Please note that interest rates as low as 5.59% p.a. are now currently available and, in some instances, lower interest rates than quoted can be negotiated on your behalf.
*Every fortnight, our Senior Finance Advisor, Frank Musker reviews and updates these rates to reflect the latest trends. If you’re part of the Yield community, you’ll receive these updates straight to your inbox. Not signed up yet? You can sign up here and stay informed!
Last updated on 30/09/2026 at 11:10am
