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With EOFY almost upon us, we’ve provided a round-up of strategies you can consider to help improve your financial position. For all of our existing clients, please feel free to contact us regarding these if you are unsure of anything and if we have not spoken to you before, we would welcome the opportunity to connect.

Our article ‘Why you should hold your good assets’ follows a basic but fundamental principal of investing and demonstrates why selecting good quality assets at the outset can result in a far better long term outcome.

Another of our articles provides an alternative to investing in Term Deposits, now interest rates are so low and provides some clarity on how banks source their funding.

From all of us at Yield, we hope you enjoy this month’s newsletter and we’d love to see you at our upcoming Stockbroking seminar, which we’ve provided details on below.

10 Smart End of Financial Year Strategies for 2014/2015

No matter what your situation, age or income, a little bit of End of Financial Year planning can go a long way. It can help you:

  • boost your retirement savings
  • maximise your Government entitlements, and
  • minimise your tax liabilities.

We’ve prepared a quick summary of strategies to consider before end of financial year.

>>> Read more

Why you should hold your quality assets

When it comes to growth assets like shares and property, how long you commit to your investment strategy can make a huge difference in the end.

Before you start formulating your investment strategy, you should first be clear on your investment time frame. Time frame is actually one of the most significant factors in all investment decisions.

>>> Read more

Term deposits not paying their way?

If you’re frustrated with the current term deposit rates – you are not alone. Many disgruntled investors have seen their income eroded as term deposit rates have consistently fallen from above 8% in 2008.

The Reserve Bank of Australia (RBA) has just cut rates again to 2.00% – which brings the cash rate down to around the rate of inflation. Some economists are still predicting further rate cuts in the months ahead.

Given these tough fixed interest conditions – your term deposit yield is merely keeping you in line with inflation – as long as you don’t spend it, pay any tax on it, or see rates cut even further.

There are two ways banks borrow money –

>>> Read more

Yield Financial Planning cordially invites you to our Boardroom Seminar Sessions

Focusing on the stock market, these forums will give you an insight into how to maximise your portfolio performance – irrespective of your preference for capital growth, yield or capital protection.

There will be no cost to you for attending – however RSVP is essential.

The sessions are presented by Ben Brockhurst – our partner and in-house stockbroking expert.

Ben is an Affiliate Member of the Stockbrokers Association of Australia and an experienced Stockbroker, having worked with a number of largest broking firms (both Australian and International).

The following date is scheduled:

  • Tuesday June 23rd

The seminar is 6.30 pm for a 7:00 pm start and will run for approximately two hours with refreshments provided.

To RSVP simply respond to this email, call or email any Yield Financial Planning team member.

P.S. As we are limited to boardroom capacity please RSVP at your earliest convenience to avoid disappointment.

Property Planning Australia Financial Planning has been rebranded

As announced by Property Planning Australia on Friday 01 May, we have rebranded Property Planning Australia Financial Planning to Yield Financial Planning.

>>> Read more
Read our blog for more thoughts and insights


>>> Visit our website:

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>>> Send us an email:
info@yieldfp.com.au






© Yield Financial Planning *|CURRENT_YEAR|*, All rights reserved. Yield Financial Planning ABN 93 378 061 533.
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The information provided is general in nature and should not be relied upon before making a decision to invest, or not invest, in a financial product.

Yield Financial Planning, Ground Floor, 123 Camberwell Road, Hawthorn East VIC 3123.

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About Yield - Financial Planner Melbourne

Who we serve – We help time poor professionals and business owners who intuitively know they should be doing more to improve their financial position and are seeking an expert to guide them on financial planning strategies. Our clients want personalised financial planning advice and to feel empowered and confident that they can achieve a secure transition to retirement.

What we do – We gain a deep understanding of your current financial position and preferences, what you value and want to achieve. We then help you develop a highly personalised financial plan, to show you how to make your money work harder for you. Ongoing we regularly monitor and measure progress against your plan projections, to show you how you’re tracking and help you manage change to your advantage.

How we do it – We apply our proven expertise in investment markets (Shares & Property), Tax and Debt structuring, Retirement Planning, Risk management and Estate planning, to help you reorganise the way you use your money to achieve your desired outcomes.