Hello there,

Happy New Year from all of us here at Yield!

We hope your summer break has been super relaxing and that 2018 brings you happiness and prosperity.

Off the back of a big year in 2017 for the global economy, we have hit 2018 running and signs are good for the year ahead.

Coupled with almost uniform global growth at the moment, the speed that technology is influencing your financial planning options combines to make it a very good time for investors.

With this said, if you have never sought financial advice before, it can be daunting to consider how much it may actually cost? To help unravel this for you we’ve written a piece for you today that endeavours to answer this.

We also share a tip from our ‘Top 5 pre-retirement strategies’ Ebook for consideration to get you thinking about retirement on your terms.

And our third article for you this month, centres on protecting what you value most in life, with insurance. This is a topic that you’d probably prefer not to think about, but it is important to challenge your thinking and plan with foresight, what you would want to happen if the worst case scenario were to play out. Our article provides insights into what covers are available, how much is enough and how you can structure it. Even if you have cover, it may not be enough; it may not be a good policy; and it may not be cost effective, so it is worth reconsidering this now if it has not been looked at for some time.

As always we welcome your questions or feedback and will look forward to seeing many of you throughout the year.

Have a wonderful day.

James and the team at Yield